Refinance

Consolidate Your Debt*

If you want to get out from under high interest rate charges from credit cards, student loans, or other forms of debt, then a cash-out refinance might be the solution for you.

Lower Your Payment or Term

A great way to save money on your home loan is to refinance for a lower interest rate. Just a small drop in interest rate can lower your mortgage payment significantly. Or change the term of your fixed-rate mortgage to pay off your home sooner.

Take Cash Out of Your Home

Refinancing your home to take advantage of its equity can be a great way to get the funds you need for home improvements, retirement, vacations and more.

Keep Your Payments From Rising

Do you have an Adjustable Rate Mortgage (ARM) but plan to stay in your home for 10 years or longer? If so, then refinancing to a fixed-rate mortgage is a great way to keep your payment from rising. If you plan on staying in your home less than 10 years you can also refinance to another ARM to lock in a lower interest rate for the initial period.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. *Please visit our Disclosures page for more details for all loan types.